call us: 703-297-1192

AFFORDABLE, TOP RATED TERM LIFE INSURANCE Rick Kowalick,mba, bfa call or text my cell phone number for a free quote with multiple companies. 703-297-1192

Over 40 years experience providing Term Life for Families. I recently moved into the *Rosedale neighborhood. *I am independent and not affiliated with any developer, mortgage or construction company.
GET IN TOUCH

term life insurance

10 YEAR, 20 YEAR, 30 YEAR QUOTES FROM MULTIPLE CARRIERS

TOP RATED LIFE COMPANIES

PROTECTIVE, BANNER LIFE, NATIONWIDE, PRUDENTIAL, PACIFIC, SYMETRA + MORE

FAST, NO OBLIGATION QUOTES

MULTIPLE QUOTES FROM MULTIPLE CARRIERS AT MULTIPLE LEVELS...$100,000 OF COVERAGE, $200,000 OF COVERAGE AND UP SENT RIGHT TO YOU DIRECTLY.
How can we help?

I AM uniquely placed to give you the help and advice you need, all under one roof

SPEND MONEY WISELY
SHOP FOR THE BEST RATE BY CALLING OR TEXTING 703-297-1192
AN EXAMPLE:
Mom+Dad+2 children+1 =5 times $100,000 per year gross pay= $500,000 coverage.
PROTECT YOUR ESTATE
HOW MUCH COVERAGE? START WITH THE NUMBER IN YOUR FAMILY PLUS ONE, THEN MULTIPLY THAT BY YOUR GROSS INCOME.
703-297-1192

About

My wife and I moved to Wake Forest from N VA to be close to our first grandchild. I already had clients and policyholders in North Carolina and have been licensed as a life insurance agent for over 40 years. My wife and I followed the same advice I give to young families now...have enough coverage until the children are out of the house and your are basically self insured or the need for life insurance no longer exists.
  • Get the right amount of coverage for a reasonable price
  • Hope for the best, prepare for the worst
  • Designate the proper primary and contingent beneficiaries
  • Keep a copy of the policy in a safe place with access
  • Also, write down the policy number somewhere safe for access. (you don't necessarily need the policy if something happens, but you do need the policy number)

National insurance producer number (NIPR) #21639021

I am fully up to date on all Continuing Education (CE) requirements, which include 26 credits every two years.

40+ YEARS experience

Needless to say, I have dealt with some life situations wherein, unfortunately, a death benefit was processed. If it were not for the coverage, then things would have been even worse, financially.

mba, bfa

In addition to Term Life, I also offer 3 year, 5 year or 7 year Fixed Annuities. I earned a Masters in Business Administration (MBA) and I am BFA Certified.
What we do

Objective guidance and expertise that’s unmatched in the term life space

call or text 703-297-1192 or email directly to me at RKowalick@aol.com
term life insurance
My most recent case was on a 35 year old father with a newborn. $500,000 level for 20 years for $20 per month.
no obligation
Once you agree to how much and for how long I can get the underwriting process started. We can do that over the phone or via email or meet in the neighborhood.
old school life insurance PLANNINg
Text or call or email: 703-297-1192 RKowalick@aol.com All I need is your age and whether you are a male or female, then a quote will be sent ASAP.
You can choose conditional coverage right away during underwriting or wait and pay your first premium upon contract delivery
Payable per Year in full, or Quarterly or Monthly...you choose between an automatic pre-authorized withdrawal or a direct bill mailed to you.
Let's talk

call, text or email now!

Underwriting usually takes a week or so. In some cases a Para-med will be done at your home or at your place of work. Medical records will be requested by the insurance company.
703-297-1192
RKowalick@aol.com

Contact
703-297-1192
RKowalick@aol.com
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